American Banker Publications

Tips to exempt your secured credit card in bankruptcy process
When a consumer files bankruptcy under chapter 7 then the filers can exempt their assets that will not be taken by the court for liquidation. But the exemption law might allow the filer to keep their property but it will not permit him to keep the debts.

Improve your credit score by using a secured credit card
The Americans try to improve their credit score after they eliminate their debts through debt consolidation program. The late payment remark and default might blemish your credit report, so your credit score drops. You primary aim should be to re-establish your credit report and improve your credit score, so that you can apply for loans in future. But now your credit card can do that job.

Secured Credit Cards Offering Cash Back?
Secured credit cards are now offering cash back rewards to their users The users are getting a loan just like those who have the unsecured credit card

Credit Cards And Debt Consolidation
It's easy not realize how much you've spent on vacation It's difficult to hold back your credit card spending during the holidays and birthdays